What can bailiffs take from my home?

The term "bailiff" in modern law usually refers to certificated enforcement agents who are authorised to collect debts under the Taking Control of Goods Regulations 2013. The rules on what enforcement agents can and cannot seize are detailed and important. Enforcement agents can seize goods that belong to the debtor and are not exempt, for the purpose of selling them to satisfy the debt. Exempt items (which cannot be seized) include: basic household necessities such as a bed, table, chairs, and a cooker or microwave; clothing and bedding for the debtor and their household; tools, books, vehicles, and equipment necessary for the debtor's employment, business, or study up to a total value of £1,350; a vehicle adapted for a disabled person; goods on hire purchase that have not been fully paid for; and goods belonging to a third party (family member, lodger, etc.) that are not owned by the debtor. Enforcement agents must first send a Notice of Enforcement at least seven clear days before attending, during which time you can contact them to arrange payment. They cannot force entry to residential premises on a first visit — they must gain "peaceful entry" (i.e., through an unlocked door or with your permission). However, they can return and, if goods have previously been controlled, may be able to gain entry by force on a subsequent visit. If you believe an enforcement agent has behaved unlawfully, you can complain to the creditor, the enforcement company, or apply to the court.